An Eye For Damage Helps

info the insurance company doesn't want you to know

Archive for the 'Uncategorized' Category

01
Oct

What is a Public Adjuster & Why would I need One ???

Such a great question, and I will let Gene Veno answer this one for me……..

 

http://www.aapia.org/news_and_blogs

posted by Tish Grant in Uncategorized and have No Comments
25
Aug

EARTHQUAKES, HURRICANES, & DAMAGE….OH MY !!!!

Well it has begun, the buzz is arising, this thing is REAL !!!
Where were you when the EARTH shook ?
What went through your mind ?

As strange as the event felt while in the moment, the feeling in the pit of your stomach just after was REAL. If you were away from your home, you more than likely wondered how did my home “hold-up”. The rumble was intense enough to cause damage to several properties, and the contents within them. Now the harsh reality is that majority of theses properties ARE NOT COVERED !!!!
Earth movement is typically an exclusion on policies, so therefore the policyholder would have to request that they’re policy be ENDORSED to include such a PERIL.  What do I mean by ENDORSED ? Well another way to look at it would be “cushioned” or “accessorize”. When a policy is ENDORSED there is an additional premium paid for the coverage that would more than likely be excluded. When you pay for the coverage it OVERRIDES the exclusion.
If you have experienced damage, and would like to have assistance with navigating the fine print of your policy to find out if you have the coverage that you need, send me an email  TishGrant@EyeForDamage.com
YOU NEED TO KNOW………….the HURRICANE is coming.
This is yet another PERIL that has specifics. You may be a policy holder that has an automatic adjustment of the deductible just because of the damage being caused by the HURRICANE. If you are, this IS NOT A GOOD ADJUSTMENT………………it surely does not get SMALLER. I would love for you to know & understand this prior to the damage happening.  So shoot me an email, and allow me to help.
No obligation, and this can be done over-the-phone………….STAY SAFE this week

posted by Tish Grant in All Risk,Broad Policy,Business Owner Policy 2,Business Owner Policy 3,Comercial Package Policy (Broad),Commercial Package Policy (Basic),Commercial Package Policy (Special),Condo Policy,DP 1 / Investor,DP 2 / Investor,DP 3 / Investor,Forced Placed,Renters Policy,Standard Fire Policy,Uncategorized,Vacant Policy and have No Comments
20
Jun

Acts of GOD….covered or not ?

Wow I really can not say how many times I hear property owners state that they were informed that their property was damaged by an Act Of GOD & therefore NOT covered………………………..What a LIE !!!!

If you allow the insurance company to categorize whatever they want to categorize as an Act Of GOD, whenever they want to do it, then shame on you.

Next time ask them, ” what is the definition of an Act Of GOD ? ”

Then ask them, ” what type of policy do I have on my property again ? “  

                                                                   ( answer that you are looking for is Basic, Broad or Special )

Last ask them, ” would you mind sending me that in writing ? ”

Based off the vibe that you receive in response to these questions, and jotting down the name of who you are speaking with, give me a call.

I can assist you with the proper terminology to communicate properly the parameters of your coverage. Ultimately, arriving at the conclusion of where your damage stands in relation to being an Act Of GOD.

Most likely it is a COVERED peril, and the insurance company should & WILL pay to repair your damages !!

posted by Tish Grant in Uncategorized and have No Comments
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