THIS IS BOTH SAD, & DIS-HEARTENING EACH AND EVERY DAY THAT I HEAR IT ……. & BELIEVE ME I DO HEAR IT EVERYDAY !!!!
Those that are renting in Maryland are a part of an epidemic………..WHAT ? Yes an epidemic !!!
It is a SAD statistic that 95% of Maryland’s renters have NO “Renter’s Insurance”, and most of them are unaware of just how AFFORDABLE the insurance really is. Let me start off by stating for the record ” I do not sell insurance of any kind, and my license does not give me the authorization to act as an Insurance agent “. My goal is to bring the awareness to as many renters as I can that they should at least look into it. Start with going back to the company that insures your automobile ……..WHY ?
Well there is a strong possibility of getting the best price by having a “multi-policy” discount when you secure a Renters Insurance policy from the same insurance company that covers your car. If you do not have an automobile policy then don’t let that stop you. Renters insurance is very, very, very affordable. Often times you can get a $20,ooo – $50,000 policy for less than $20 a month.
Wow…….that means SKIP the fast food restaurant for a day, or hold off for an extra week getting those nails “touched up” ladies, or let your “fade & trim” appointment ride for one extra week fellas. That couple of dollars that you will save can then be better applied to insuring your personal properties future.
” Oh well I don’t have much stuff anyway, and the house is NOT mine….it’s my landlord’s “
I get soooooooo tired of hearing these words come blurting out of renters. There is much, much more to it. Renters Insurance is not about HOW much you own as far as “stuff”, it is about starting all over again if something happened to destroy the little bit that you do own. It also is about having a comfortable place to stay if something ever happened. There are many renters that say ” I will go stay with family, or friends “. Just to let you in on a little secret, when you are suffering from a “life changing” loss you can wear out your welcome RATHER QUICKLY !!!
Having a Renters Insurance policy assures that you will be compensated to purchase personal belongings that are damaged due to a covered loss. It also provides you with a consecutive stay in a hotel or comparable rental from the date of the loss until your home is safe for you to live in it again. Lastly, having a policy protects you against the lawsuit that the landlords or rental complex can bring against you for your apartment or unit being the place that the damage started from. For instance, if your cooking and catch your kitchen on fire and it spreads to several other units. The landlords or complex can come after you for all the “loss of rents” that they are out each month that the other units are not able to be lived in.
THAT’S A LOT OF MONEY……
if no other reason, that is one to be moved to look into Renters Insurance
Md Licensed Public Adjuster